Comments on: 5 Reasons Your Family Budget Isn’t Working https://www.therealisticmama.com/family-budget/ Helping Moms Enjoy Their Life, Kids and Family More Sun, 19 Apr 2015 01:44:46 +0000 hourly 1 https://wordpress.org/?v=6.4.8 By: Alida https://www.therealisticmama.com/family-budget/#comment-16160 Sun, 19 Apr 2015 01:44:46 +0000 https://www.therealisticmama.com/?p=4423#comment-16160 In reply to Jill.

You are so so right about the quarterly/annual payments and factoring those into a budget! And, yes, make sure you are worth the raise to your employer. Thank you for sharing!

]]> By: Jill https://www.therealisticmama.com/family-budget/#comment-16060 Fri, 17 Apr 2015 21:30:24 +0000 https://www.therealisticmama.com/?p=4423#comment-16060 I would add that people often forget to factor in quarterly or one time only payments. Your annual property tax bill, your quarterly water/sewage bill, your annual vehicle registration fee, possibly owing on your income taxes at the end of the year. Those types of bills can be substantial but people often forget to factor in saving up for them.

I respectfully disagree with your advice to “ask for a raise” if money is short. Employers can’t give you a raise just because your bills exceed your income. Ask for a raise but only if you can demonstrate that your worth more money to your employer. Asking for a raise because you’re struggling financially puts both you and your boss in an awkward position.

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